Great news! Well, for us. This weekend, Ian and I paid off 2, yes 2, credit cards. It truly feels like a huge weight has been lifted off of our shoulders. These were just little guys, but every month it means a little more in our pockets. That means more savings and more projects here at Quaint Oaks.
For some time now, we have been talking about how we really need to start planning for our future. We feel like we are constantly struggling to make ends meet that we want to ensure ourselves comfort and security later. Like my pop-pop always said, "pay yourself first." So, we've been doing our research. I keep going back and forth between 403B, Roth IRA, 403B IRA (is that a real thing?), IRA without the Roth (is this a real thing???). I don't know why I can't wrap my head around retirement savings. Maybe I'm thinking too hard and I'm making it more difficult than it needs to be. Creative Commons--one of the most brilliant business ventures I've ever seen--put together a short video that helped me understand it a little bit better. They're slogan is, "our product is explanation." It really is just that. They make super simple videos that help to explain things. Check out their Saving for Retirement in Plain English video. Even after watching, I still don't know if I want a 403B or a Roth IRA...thank goodness Ian has a handle on this!